Personal Injury Settlement Calculator
If you've been injured, talking to a personal injury lawyer — even if you never end up hiring one — is almost always going to put you on a better path forward.
We built this personal injury settlement calculator because we believe that everyone injured through someone else's fault deserves a clear path to closure. This tool is designed to help you make a more informed decision about whether to settle on your own or work with a lawyer. Enter the numbers starting with the insurance company’s current offer and it will show you what you'd need to achieve with an attorney versus what's currently being offered, so you can see the full picture before you decide.
There are factors beyond the numbers that go into this decision, and it's not just about the money, but this tool focuses purely on the financial comparison and lets you run it yourself, privately, at your own pace.
Note: If you're negotiating an auto accident case on your own, watch out for the language of the insurance company’s offer. Insurance companies don't always make it clear that their offer includes medical bills already paid by your car insurance (called Personal Injury Protection or PIP). Before accepting any offer, make sure you know exactly what's included. If you want to negotiate separately from what PIP has already paid, confirm that any offer is described as "Plus PIP," "Exclusive of PIP," or “New Money.”
Please remember that most personal injury lawyers offer free consultations, so don’t hesitate to contact us if you have any questions.
Already considering whether to take a case to trial? Our Settlement vs Trial calculator compares your current offer against the verdict you'd need to beat it.
Settling On Your Own vs. Hiring an Attorney Calculator
This tool can be used to help you in your decision of whether to settle a case on your own or to hire an attorney. Based on the numbers you provide, it will calculate the settlement amount you would have to achieve with an attorney compared to the settlement amount you are being offered or hope to achieve.
Step 1. Total Settlement Offer ($)
What is the total settlement amount (the amount offered or the amount you hope to get in settlement)?
Step 2. Attorney Fees Percentage
Attorney fee percentage if case settles (standard is 33%)
Step 3. Costs
Current costs to date. (This is likely $0 if you haven't spent money on the case - excluding medical bills.)
Estimated additional costs with attorney (this includes ordering medical records, the police report, filing fees with the court, expert fees. It can be anywhere from $100 to thousands of dollars at trial. While there are exceptions, most cases will have costs less than $500 if it settles before filing suit. If you are unsure, you may want to leave it blank for now.)
Step 4. PIP (Personal Injury Protection)
Does PIP (medical paid by your auto insurance) need to be paid back out of settlement? If so, list amount (otherwise leave as $0)
Step 5. Health Insurance
Does health insurance need to be paid back? If so, list amount (otherwise leave as $0)
Step 6. Other Costs
Are there any additional costs to date that need to come out of settlement (mediator fees, other liens, loans)?
Settlement Calculations: Handling On Your Own VS Hiring An Attorney
Based on the information you provided here is your customized summary:
Amount of Settlement:
Net to you:
If you hired an attorney, the attorney would need to achieve the following to reach the same result:
Amount of settlement:
Net to you:
Client Victories
Behind every settlement is someone who deserved better. See how High Desert Law has fought for real clients — and what those outcomes meant for their lives moving forward.